HRA Exemption Calculator (Old Tax Regime)

Work out your HRA exemption and taxable HRA from basic salary, HRA received, rent paid and city type.

Money decisions are easier when you can see the numbers first. HRA Exemption Calculator works with basic salary + DA, HRA mila, rent diya, and city and presents a clear estimate you can compare across scenarios.

How to Use the HRA Exemption Calculator

Enter monthly basic+DA, HRA received and rent paid, choose metro or non-metro and click HRA Exemption Nikalein.

How is HRA exemption decided?

It is the lowest of: actual HRA received; rent paid minus 10% of basic+DA; and 50% (metro) or 40% (non-metro) of basic+DA.

Which cities count as metro?

Delhi, Mumbai, Kolkata and Chennai are treated as metro for this rule.

Is HRA exemption available in the new regime?

No, it is available only in the old tax regime.

Do I need rent receipts?

Yes, keep rent receipts and the landlord PAN if yearly rent is above ₹1 lakh.

Understanding HRA Exemption Calculator

Work out your HRA exemption and taxable HRA from basic salary, HRA received, rent paid and city type. HRA Exemption Calculator lets you compare several options before committing money, removes the need to remember the formula behind the figures, and gives a quick sanity check on numbers quoted by others.

How to use it

  1. Enter basic salary + DA, HRA mila, and rent diya.
  2. Adjust the options so they match what you need.
  3. Click “HRA Exemption Nikalein”.
  4. Study the result and test other scenarios.

Example situation

You want to know what a monthly commitment adds up to over time, so you run it through HRA Exemption Calculator.

Read the result carefully

Real-world offers can include fees, taxes or rule changes that a simple calculation does not cover. HRA Exemption Calculator works inside your browser, so what you type or select here is not sent to our server for processing. Treat the figures as estimates. Rules, rates and charges differ between institutions, so confirm final numbers with the official source before acting.

At a glance

  • Category: Loan & Finance
  • Type: finance calculator
  • You enter: basic salary + DA, HRA mila, rent diya, and city
  • You get: a clear estimate you can compare across scenarios
  • Works on: phones, tablets and computers, directly in the browser

Quick tips

  • Remember that taxes and fees can change the real cost.
  • Keep the final numbers from your bank or advisor as the deciding source.
  • Include every charge you know about, not just the headline rate.

Visitors usually arrive here after searching for things like “hra calculator”, “hra kaise calculate kare”, “hra tax benefit”, and “house rent allowance calculator”. Whatever the exact wording, the need is usually the same: a quick, reliable result without extra software.

Frequently asked questions

What does HRA Exemption Calculator do?

It is a finance calculator that takes your input on this page and gives you a clear estimate you can compare across scenarios.

What do I need to enter?

You will work with basic salary + DA, HRA mila, rent diya, and city.

Is this tool what I need if I am searching for “hra calculator”?

Yes, if you want a quick answer without installing anything. Searches like this usually come from someone with exactly that need, and the fields on this page are built for it.

Is the tool what I need if I am searching for “hra kaise calculate kare”?

It can be. Check the fields on this page and the result it gives; if they match what you are trying to do, you are in the right place.

Is my input sent to a server?

No. This tool runs inside your browser, so what you type or select is not sent to our server for processing.

Does it work on a phone?

Yes. The page adapts to phone, tablet and computer screens, so you can use it wherever is convenient.

How accurate is the result?

It follows the standard formula for the values you enter, but treat it as an estimate. Rules and rates differ between institutions, so confirm important figures with the official source.

Related tools for the same kind of planning: Income Tax Calculator FY 2026-27, Rent Receipt Generator for HRA Claim, and Gratuity Calculator India.

Further reading from trusted sources

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Last updated: 10 Nov 2026 • 100% free • Mobile friendly

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